He estimated about 30% of the intended recipients may face difficulty obtaining the credit because they do not have access to the system.

“Therefore, we ask local leaders – such as the village head and penghulu – to help everyone and educate those who are not tech savvy, because this is a learning process,” he told the media after attending the signing of an agreement between Erbe World Holding Bhd, CTOS Data Systems Sdn Bhd (CTOS) and CelcomDigi Bhd.

CTOS is a subsidiary of CTOS Digital Bhd.

During the launch of the Madani economy framework earlier today, Prime Minister Anwar Ibrahim announced that the government would be giving RM100 e-cash credit to 10 million Malaysians from the B40 and M40 groups earning RM100,000 or less annually.

Ahmad said while the amount might seem small to certain groups, the e-cash would still help recipients and improve the local economy, aside from educating people about the digital economy and the culture of a cashless society.

“I estimate that 70% will not face any problems. Only the 30% from rural areas will have issues and we must have a system to ensure they will also benefit from the e-wallet,” he said, adding that the government would make announcements on the implementation periodically.

Ahmad also said the finance ministry is ready to implement the e-cash credit, the RM300 special aid to civil servants grade 56 and below, and RM200 for retired civil servants.