AmBank’s former relationship manager Joanna Yu added that its former managing director Cheah Tek Kuang and fugitive businessman Low Taek Jho (also known as Jho Low) were the ones who were “qualified” to meet Najib, who was the prime minister at the time.

Asked by defence counsel Shafee Abdullah who told her “this frightening story”, Yu responded that it was her personal view.

“I don’t think the prime minister would have time to meet me,” she added.

Yu also told the court that Jho Low instructed her not to send Najib’s credit card statements to his Langgak Duta house.

“He told the bank that we should hand deliver them to Nik (Faisal Ariff Kamil),” she said, referring to the then 1MDB chief investment officer who was mandated to manage Najib’s accounts.

Shafee: Do you know what Nik Faisal’s qualifications were?

Yu: I don’t know, but he was (working) with SRC International and 1MDB.

Shafee then pointed out that Nik Faisal had a background in accounting and that Najib and Nik Faisal’s late fathers knew each other.

Yu said she later found out that Nik Faisal’s father, Nik Ahmad Kamil Nik Mahmood, was a former Dewan Rakyat Speaker.

Najib is standing trial on 25 charges of abuse of power and money laundering of alleged 1MDB funds amounting to RM2.28 billion in his AmBank accounts between February 2011 and December 2014.

The hearing continues before justice Collin Lawrence Sequerah on Jan 27, 30 and 31 next year.